| Declining Markets
Effective April 1, 2009, each time United Guaranty's Declining Markets list is updated, our origination systems will automatically reflect the changes, and you will be notified via e-mail. This automation is designed to provide you with improved communication and faster loan processing.
United Guaranty appreciates your business and is committed to keeping you up-to-date on our policies and guidelines.
Please contact your local United Guaranty representative if you have questions.
For more information, please see the RAPid Link Release Notes announcement. |
In light of ongoing depreciating values of real estate throughout the United States, United Guaranty has established a list of declining markets.
United Guaranty's declining markets policy is applied at the CBSA level. The ZIP codes listed are the standard US Government ZIP codes for the CBSAs that United Guaranty considers to be declining.
Periodic updates will occur.
Current List
Effective January 26, 2010: |
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Previous List
Effective October 27, 2009: |
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Declining Markets List
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Effective January 26, 2010
Declining Markets Changes
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Effective January 26, 2010
Declining Markets Summary
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Effective January 26, 2010
Declining Markets ZIP Code Search
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Effective January 26, 2010
Status Change Summary for Declining Markets List
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Effective January 26, 2010
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Declining Markets List
– Effective October 27, 2009
Declining Markets Changes
– Effective October 27, 2009
Declining Markets Summary
– Effective October 27, 2009
Declining Markets ZIP Code Search
– Effective October 27, 2009
Status Change Summary for Declining Markets List
– Effective October 27, 2009 |
See also:
Declining Markets Quick Reference
Previous Declining Markets Lists
Underwriting Guidelines
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